My car accident

I had my first real car accident happen a couple of days ago. Isn't it crazy how you can be having an absolute perfect day and then all of a sudden your day is turned up side down with something upredictable. While I was leaving Deerpark mall a girl pulled out in front of me and I T-boned her, with my kids in the car!! It wasn't good at all. I jumped out of my car and the girl that pulled out in front of me was screaming and swearing at me. She was putting all the blame on me. It's funny how in those moments you can get super defensive. Well I did, because she wouldn't stop screaming at me. Finally, an off duty officer told her it wasn't going to do her any good to yell at me. After a few minutes went by the police and the ambulance arrived on the seen. At that time the girls boyfriend came into the picture and starting yelling at me, crazy, huh!!! The police officer immediately told the guy to back off and leave me alone, thank God!! I really wanted to cry! My kids had to go into the ambulance to get checked out, they were on cloud nine, loved every second of it! You really wouldn't have thought they'd been in an accident, it was hilarious! I wouldn't be surprised if they asked if we could do that again because they enjoyed it so much! So back to the accident, no one got a ticket due to it being on private property. After the accident I had to deal with all the insurance calls. The girl I hit spent a half hour on the phone with our claims guy swearing and telling him how much she hated me! The claims guy called me after his conversation with pyscho girl and told me all that she said. Long story short, my insurance decided that she was at fault because I was on her right, and the state of IL says that you have to yield to the person on the right and that I have the right away. Well, the girl gets the letter in the mail stating that were not covering any of her damage, so I know when she gets that letter she is going to flip out and probably come find me and beat me up!
As for us we now have 2 broken cars and a $500 deductable, that I don't have a clue how were going to pay. So please pray for a miracle because we are in need of that. This was definiately bad timing, but I'm so thankful that God protected us!